Category: Austin Services

Austin Renters Insurance

AUSTIN RENTERS INSURANCE IS AN IMPORTANT INVESTMENT YOU NEED TO MAKE.

Austin is a highly eclectic city where over 50% of the population prefers to rent due to a high level of prosperity that tends toward upward mobility. Unfortunately, in the “California of Texas” as many people call it, over 30,000 thefts, burglaries, and larcenies occur every year. A surge in personal prosperity can suffer a devastating setback if one neglects to indemnify the contents of one’s home and access to one’s personal information. Very few people in Austin live below the state poverty level, so in spite of Austin’s higher cost of living in places, renters insurance in Austin offers only a marginal expense with exceptional return on investment.

Texas renters insurance not only indemnifies Austin tenants, but also protects owners, property managers, and landlords who also require protection from potential third-party lawsuits filed by uninsured residents.

POSSIBLE DISCOUNTS

Persons of any age or background often qualify for discounts on their Austin rental insurance policies. College students in particular will be happy to learn that in most instances they can qualify for policy discounts if they live with an adult roommate who is home during daylight hours. Young professionals in Westlake and North Austin who live in newly constructed gated communities may also receive discounts for living in newer dwellings with a higher security rating.

For older neighborhoods near the Greenbelt and South Lamar, something so simple as installing a burglar alarm can generate discounted rates on renters insurance in Austin. Retired Dell employees with a spouse still working part-time also may qualify for similar discounts such as the ones available to college students because, again, someone is home during the day.

Such discounts, however, are difficult to negotiate with carriers directly. That’s why we recommend that you request a quote through an agency that can systematically assess the many benefits our team can possible obtain from an insurance company by working as an advocate on your behalf.

AFFORDABILITY AND SCOPE

Even without a discount, Austin, TX renters insurance is now more affordable and more comprehensive than ever before. The annual cost of apartment, condo and home rental insurance in Austin is almost ALWAYS less than 10% of the total value of the contents covered. The very nature of coverage can also be “customized” in a sense to fit the lifestyle of the person. An empty-nester couple, for example, will have very different items and equity to insure than a college student or twenty-something that probably has a great deal of high-performance entertainment equipment and computer technology in their living room.

POLICY TYPES

This brings us to the topic of the types of Austin rental insurance available to people.

Generally speaking, there only two major types of coverage: Named Peril and All Risk. Named peril only covers specific types of distresses and certain types of losses. An All-Risk policy covers the majority of a person’s belongings and is what we recommend to Austin rental insurance customers with very few exceptions.

We can also make certain by interfacing on your behalf with our carriers that no exclusions are made in the policy at the time of issuance.

Exceptionally valuable items such as furs, jewels, family heirlooms, and high-ticket electronics can be insured under a secondary policy through a process known as “scheduling.” This allows us to itemize and assess the value of each individual item so sentimental and rare belongings are covered at their full financial value.

ADDITIONAL BENEFITS

In some instances, Austin, TX renters insurance can also cover damages to the insured tenant’s property if damage results from actions or occurrences originating in a neighboring residence. For example, one water leak in a single apartment can damage flooring, furniture, and belongings in several surrounding units. A fire in a neighbor’s kitchen or bedroom can flood the entire complex with smoke and damage hundreds or possibly thousands of dollars in furniture, appliances, and artwork. Renter’s insurance in Austin can now help process claims against such incidents.

Please be aware that when today’s thieves break into apartments and houses one of the first things they take is a credit card bill or social security statement that contains all of your personal information. To pro-actively counter this threat, many providers now write Austin renter’s insurance policies that cover losses suffered from identity theft.

Finally, for those looking to buy a home in the future, investing in an Austin renters insurance policy now will help develop an insurance history that can qualify them for home insurance discounts when they buy their first house.

In a very real sense, Austin renter’s insurance offers the added value of protecting one’s person and future as well as one’s property!

Austin Culinary Arts School

Austin is one of the centers for culinary arts in Texas. Almost a hundred restaurants, hotels, and resorts are already operating throughout Austin, each serving specialties prepared by professional cooks or chefs. The culinary style found in the area is said to be diverse and a number of culinary arts training opportunities are now available for aspirants to consider. Several reports also revealed that in Austin, Texas the hospitality industry has nearly doubled in the past decade, supporting more than 130 hotels and resorts. Well, it is this condition actually that makes Austin an ideal place to study culinary arts.

The Austin culinary arts schools now come in great numbers. They can be found all throughout the area and each offers degrees and programs in culinary arts that are designed to help prepare people in finding job possibilities in the culinary field. What is nice to know about the Austin culinary arts schools is that all of their programs are handled and conducted by professional culinary artists. They are even offered a good balance of hands-on training and theoretical instructions.

If you are wondering what particular Austin culinary arts schools are popular in Texas and in the United States, read on. Below are two of the most well-known culinary arts schools that have been serving the Austin area with a high-quality culinary education. Here are the best picks:

Texas Culinary Academy

Considered throughout Texas as an upshot of a Chef Apprenticeship program that was approved by the American Culinary Federation in 1981, the Texas Culinary Academy has partnered with one of the most prestigious institutions in the culinary arts industry, the Le Cordon Bleu. It is this partnership that sets the Texas Culinary Academy one of the best Austin culinary arts schools available. They are noted specifically for the high-quality education that they provide which features a unique combination of classical French culinary techniques with innovative American technology. Today, this Austin culinary arts school has made their pursuit of excellence their primary foundation for success in today’s rapidly growing culinary field.

Culinary Academy of Austin

Here is but another notable culinary arts school serving the Austin area with a high-quality education, the Culinary Academy of Austin. This institution is particularly committed to helping its students reach their professional goals by way of using the individualized training methodology that they have been offering for years now. What is great about this Austin culinary arts school is that all of its programs are handled by highly experienced and trained culinary instructors. They even work hard just to place their students in the career path that best matches their goals and needs. It is for this effort that the Culinary Academy of Austin is now preferred by many aspirants of culinary arts.

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